Real Estate Articles
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Loans & Mortgages
Banks, U.S. near deal on subprime mortgages
Banks, U.S. near deal on subprime mortgages, an article from MSNBC.com, reports that the White House administration is working with the industry on a plan to extend lower, introductory interest rates on home loans before they reset at higher levels.
Real Estate Articles
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Loans & Mortgages
Borrowers receive hands-on assistance
Borrowers receive hands-on assistance, an interview from The Denver Post, reports that Karen Harking, director of home finance with the Colorado Housing and Finance Authority, said CHFA requires and pays for all of their borrowers to attend homebuyer education, which has helped keep the current delinquency and default rates at a minimum.
Real Estate Articles
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Buyers
Don’t Believe Homeownership Myths
Even though lenders evaluate loan applicants much differently than they did a decade ago, buyers still harbor many misconceptions about financing a home. Here are six fallacies — and facts — about qualif4ng for a mortgage.
Real Estate Articles
Economist predicts 2008 rebound for Colorado housing market
In a May 18 address to community business leaders at Hilton Fort Collins, Federal Reserve Bank of Kansas City Economist Alan Gardner projected a 2008 Colorado housing market upturn outperforming the national market.
Real Estate Articles
Existing Home Sales To Trend Upward in 2008
Existing Home Sales To Trend Upward in 2008, Says NAR, an article from RealtyTimes.com, reports that Lawrence Yun, the National Association of Realtor's chief economist, says the worst part of the credit crunch is over.
Real Estate Articles
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Buyers
First Steps
"Are you ready to shop for a home in Northern Colorado?"
Have you been thinking of buying a home in Loveland, Fort Collins, Windsor, Greeley, Johnstown, and Berthoud, Estes Park and surrounding areas? Regardless of your individual reason for beginning the journey toward buying a home, we at BuyandSellColorado.com
Real Estate Articles
Ft. Collins-Loveland market is currently ranked 197 out of 287
According to the Office of Federal Housing Enterprise Oversight (OFHEO) the Ft. Collins-Loveland market is currently ranked 197 out of 287 markets as far as appreciation is concerned.
Real Estate Articles
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New Homes
Green is new color of status for Developers
An article from The Coloradoan, reports that during a panel discussion for Colorado State University's Everitt Real Estate Center, four area developers discussed the economic feasibility of green building. While all the rage is talk about green building, the panelists said the economics of funding a green project is a major obstacle.
Real Estate Articles
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New Homes
High Pointe Estates
High Point Estate is located in the heart of the Northern Colorado in the town of Windsor, Colorado
Real Estate Articles
Home Sales Forecast
Realtors revise home sales forecast lower again, an article from USA Today, reports that the National Association of Realtors said sales of existing homes in the U.S. are expected to decline to a five-year low this year.
Real Estate Articles
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New Homes
Home Sweet Home For Everyone
Universal design may sound like space station architecture, but it’s actually much more down-to-earth. The term refers to buildings that are designed to be accessible for people of all ages and physical conditions. The trend has grown so rapidly that several cities now require new commercial and residential construction to incorporate universal design techniques.
Real Estate Articles
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Loans & Mortgages
Homeowner Protection Bill
House passes homeowner protection bill. The proposed legislation aims to crack down on lax lending practices; faces uncertain future in the Senate.
Real Estate Articles
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Buyers
Homeowners Go Green To Save Some Green
Homeowners Go Green To Save Some Green, an article from The Wall Street Journal Online, reports that lenders are the latest to jump on the environmental-marketing bandwagon. They are offering mortgage products that offer homebuyers bigger loans or discounts if they are making energy-efficient improvements or if their new home meets certain efficiency standards.
Real Estate Articles
Increasing numbers of towns and cities are taking exception to cul-de-sacs
Increasing numbers of towns and cities are taking exception to cul-de-sacs. Despite the popularity of cul-de-sac lots among home buyers, community leaders see cul-de-sacs as traffic-congesting roads that are tough to negotiate for emergency vehicles and time consuming for snow plowing and road maintenance
Real Estate Articles
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Sellers
Is now a good time to sell?
In a market that is in contraction, we’re seeing sales activity in some segments that, at face value, doesn’t make any sense at all. How can it be that in a sluggish real estate market (remember, it got a grade of C+) there are houses selling in the first few days on the market with many receiving multiple offers? The answer from my analysis of Fort Collins area statistics is that the listing inventory is down by as much as ten percent from the previous year, yet the number of closed sales for the same period has actually increased by as much as three percent. With higher demand and less inventory, showing pressure and competition among the houses on the market has been greater.
Real Estate Articles
June Sales for Northern Colorado Real Estate
For the month of June, 2007, here are the numbers for SINGLE FAMILY HOME and MULTI-FAMILY (Condo and Townhouse) sales in Fort Collins, Loveland, Windsor, Johnstown and Berthoud, Colorado:
Real Estate Articles
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Loans & Mortgages
Leverage Your Cash Flow With PMI
If you’ve owned a home or shopped for one, you undoubtedly know that lenders require Private Mortgage Insurance (PMI) when a down payment totals less than 20 percent of a home’s purchase price. Although no-PMI loans are available at a slightly higher interest rate, it pays to know the facts about mortgage insurance.
Real Estate Articles
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New Homes
Local Builders Learn from National Builders
In the months to follow many of the national builders that created a major presence in Loveland, Colorado have been leaving the area. The local custom builders are not sorry to see them go. The advantage the major builders offered was they could build larger square footages in part to their buying volume. The local builders could give quality and customization to the buyer.
Real Estate Articles
Market Inventory
Northern Colorado Market Update
Real Estate Articles
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Loans & Mortgages
Mortgage applications rise
Mortgage applications rise, an article from CNNMoney.com, reports that according to the Mortgage Bankers Association's weekly application survey, mortgage application volume increased 2.5% for the week ending December 7.
Real Estate Articles
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Loans & Mortgages
Mortgage-Relief Legislation Advances In Congress
Mortgage-Relief Legislation Advances In Congress, an article from RealEstateJournal.com, reports that a piece of housing legislation that would give bankruptcy-court judges more flexibility to alter the terms of certain mortgages has been agreed upon by several House Judiciary Committee members.
Real Estate Articles
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Investors
Multifamily Construction Make Sense for Builders
Multifamily Construction Make Sense for Builders -- in the Right Markets, an article from Realty Times, reports that the multifamily market lifted total housing starts 3.0 percent in October to a seasonally adjusted annual rate of 1.229 million units as the downswing in the single-family housing market continued, according to recent figures released by the Commerce Department.
Real Estate Articles
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Buyers
Northern Colorado Buyer's Market
In the seller’s real estate market of recent years, buyers often found I themselves embroiled in costly bidding wars or saw offers rejected if they asked for a home inspection. No wonder so many people are cheering the return of a buyer’s market.
Real Estate Articles
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Buyers
Northern Colorado Commuting Calculator
Buying a home that is farther away from work may have a lower mortgage payment, but you'd be surprised at how much more you'll spend by driving to work. Try comparing a house in-town to a less expensive house out-of-town & see the actual cost of commuting for yourself.
Real Estate Articles
Northern Colorado Market Inventory
Market Inventory as of May 28, 2007 to June 3, 2007
Real Estate Articles
Northern Colorado Market Review 2006
As expected, the Northern Colorado real estate market headed towards a “soft landing” in 2006. The increase in average sale prices, and decreased volume and inventory seem to indicate a “stabilization” of the market over the next few quarters.
Real Estate Articles
Northern Colorado Real Estate 2008 Forcast
Year End Forecast from NAR: 2007 will likely be the 5th best year on record for existing home sales
Real Estate Articles
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Investors
Region values grow
Region values grow, an article from The Loveland Daily Reporter-Herald, reports that assessed values of towns and cities in Larimer County (Loveland, Fort Collins, Johnstown, Windsor, Colorado) rose this year, with the portion of Johnstown in Larimer County topping the list with an increase of 59%.
Real Estate Articles
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Loans & Mortgages
Reverse Mortgages: The Choices Expand
It may sound hard to believe, but one part of the mortgage market is hot: reverse mortgages. And that's giving older homeowners more options to tap the equity in their homes -- but also opening the door to more confusion and mistakes.
Real Estate Articles
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New Homes
Rights for Using a Builders Contract
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Real Estate Articles
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Sellers
Selling a home in Northern Colorado
Thinking about selling a home in Northern Colorado? The Brad Rowe Team can sell your Home. We offer service in Fort Collins, Loveland, Windsor, Johnstown, Berthoud, Greeley, Meed and many surrounding towns.
Real Estate Articles
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Investors
Short Sales Rise as Housing Market Cools
As the number of borrowers falling behind on the payments of there homes in the last five years the number of “short sales” is increasing.
In a short sale of a property a lender allows the home to be sold for less than the total amount due. In many situations the lender forgives the remaining debt.
Real Estate Articles
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Loans & Mortgages
Simplifying the Loan Process
Ask a home buyer what gets them excited about buying a new house and they’ll talk about imagining their dream home, taking tours and visiting open houses. Applying for a loan or securing financing for that new home, however, isn’t always the most enjoyable process.
Here are some helpful hints to make the loan process easier for you, and let you focus on the fun part—falling in love with your new home.
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